The UK Cycle to Work Scheme is a fantastic program that can help you buy a bike and cycling equipment at a discounted price through your employer. Let me walk you through it in a friendly and helpful way:

  1. Choose your bike and equipment: You start by visiting Mule, our wonderful local bike shop, and selecting the perfect bike along with any accessories you need. Mule offers a fantastic range of bikes, helmets, locks, lights, and other gear to suit your needs and preferences.

  2. Request through your employer: Once you've made your choices, you simply request the bike and equipment through your employer. They should be signed up for the scheme. Your employer will then provide you with a voucher or arrange payment directly with Mule.

  3. Salary sacrifice: Here's where the magic happens! The cost of your bike and equipment is deducted from your salary over a set period, typically 12 or 18 months. This is known as a "salary sacrifice" arrangement. Because it's taken from your pre-tax salary, you'll save on income tax and National Insurance contributions, making it even more affordable.

  4. Ownership: At the end of the salary sacrifice period, you usually have the option to buy the bike from your employer at a fair market value. Mule can assist you with this process, ensuring a smooth transition to full ownership of your beloved bike.

  5. Enjoy the benefits: With your new bike and gear from Mule in hand, you're all set to enjoy the many benefits of cycling! Whether you're commuting to work or exploring scenic routes on weekends, cycling is not only healthy but also environmentally friendly.

By choosing Mule and participating in the Cycle to Work Scheme, you're not only supporting a local business but also making a positive impact on your health and the environment. Happy cycling!

For more details about the cycle to work scheme, please visit GCI here